Commercial Truck Financing
Commercial Truck Financing You Can Trust. Equipment You Can Count On.
RMT Trucks is Denver’s leader in equipment lending. With our own in-house lending and tailored financial solutions, we support owner-operators, expanding fleets, and new business startups directly.
Flexible Commercial Truck Financing for Every Stage of Business
Financing for Established Businesses
We help established businesses secure competitive commercial truck financing with flexible terms and financing structures tailored to fleet growth, cash flow, and operational needs. Our lender network and in-house financing resources help simplify the process from application to funding.
Startup & First-Time Buyer Financing
Starting a business or purchasing your first commercial truck can feel overwhelming. Our team works with startup-friendly lenders and alternative financing programs designed to help newer businesses and first-time buyers explore financing options with realistic pathways to approval.
Flexible Financing & Leasing Options
While financing is the preferred route for many buyers looking to build ownership equity, we also offer commercial truck leasing and lease-to-own solutions for businesses seeking alternative payment structures or additional flexibility.
The RMT Difference:
Dedicated In-House Financing Support
At RMT, you work directly with a dedicated in-house finance representative throughout the entire financing process. From collecting documentation to coordinating lender approvals and final funding, our team helps simplify commercial truck financing so you can stay focused on running your business.
How Our Process Works
Eligibility & Understanding Your Approval
Common Financing Requirements
Financing programs vary depending on the lender, truck type, business history, and credit profile. Most lenders commonly review:
- Time in business
- Credit history
- Business bank statements
- Industry experience
- Down payment structure
- Equipment value
Factors for Approval
Our team works to present the full picture of your business — not just a credit score. Industry experience, cash flow, collateral quality, and operational history can all help strengthen financing opportunities.
Frequently Asked Questions
Yes. We have dedicated programs like our rent-to-lease for startups and first-time buyers who need a reliable partner to help them enter the industry.
- Completed Credit Application
- Valid Driver’s License
- Basic Business Information
- 3 Months of Bank Statements
- 2 Years of Tax Returns
Most decisions are made within 24 to 48 hours once all documentation is in hand.
Yes! We make buying from a distance simple. Once your deal is finalized, we can arrange shipping and delivery directly to your location, or coordinate with you for an on-site pickup.
Have questions before you apply?
Ready to Hit the Road? Apply Today.
Lease Application
Let's Get to Work!
- 720-628-8830
- info@rmttrucks.com
- 8955 W 44th Ave. Wheat Ridge, CO 80033