Commercial Truck Financing
Commercial Truck Financing You Can Trust. Equipment You Can Count On.
RMT Trucks is Denver’s leader in equipment lending. With our own in-house lending and tailored financial solutions, we support owner-operators, expanding fleets, and new business startups directly.
Flexible Commercial Truck Financing for Every Stage of Business
Established Fleet Solutions
We provide high-tier lending for businesses with a proven track record. By leveraging our deep lender network and in-house financing, we unlock competitive rates and terms up to 72 months, helping you scale your operations while keeping monthly overhead low.
The Startup Pathway
Securing a loan as a new business shouldn't be a roadblock. That's why we specialize in first-time buyer programs and commercial truck loans with traditional lending, capital leases, and rent-to-lease programs.
Strategic Lease-to-Own
Maximize liquidity with a structure designed for cash-flow. Our lease-to-own options offer lower upfront costs, desirable tax incentives, and predictable payments, providing a guaranteed path to title ownership.
The RMT Difference:
In-House Support
At RMT Trucks, we take the stress out of commercial truck financing. You aren’t just submitting an application; you are gaining a dedicated In-House Finance Representative who acts as your advocate. Our team streamlines the entire process—from gathering bank statements and COIs to coordinating with our sales department—ensuring your funding is finalized quickly so you can get back to work.
How Our Process Works
Eligibility & Understanding Your Approval
The Basics for Every Buyer
We make equipment lending accessible. We work with buyers who have an active business entity and at least two years of operating history. These foundational requirements allow our team to begin sourcing the most aggressive rates and terms available for your profile.
Factors for Approval
To get you the best possible commercial truck financing deal, our team looks at the "whole-picture" story. We help you showcase your industry experience, the strength of your bank statements, and the quality of the collateral to secure approvals that automated systems might otherwise miss.
Frequently Asked Questions
Yes. We have dedicated programs like our rent-to-lease for startups and first-time buyers who need a reliable partner to help them enter the industry.
- Completed Credit Application
- Valid Driver’s License
- Basic Business Information
- 3 Months of Bank Statements
- 2 Years of Tax Returns
Most decisions are made within 24 to 48 hours once all documentation is in hand.
Yes! We make buying from a distance simple. Once your deal is finalized, we can arrange shipping and delivery directly to your location, or coordinate with you for an on-site pickup.
Have questions before you apply?
Ready to Hit the Road? Apply Today.
Lease Application
Let's Get to Work!
- 720-628-8830
- info@rmttrucks.com
- 8955 W 44th Ave. Wheat Ridge, CO 80033